MDLive

MDLIVE-Virtual Visit Options

For Active and COBRA Coverage Participants

PIBF is pleased to offer convenient virtual visit options for both medical and behavioral health services through the MDLIVE program.  MDLIVE is offered by BlueCross BlueShield for Active and COBRA participants with PIBF as their primary coverage. This program gives

24/7/365 access to speak to a medical provider from any location. These visits provide a safe, convenient, and often more affordable way to receive care.

Your Coverage

 If you are a participant with Active or COBRA coverage under the plan, virtual visits are covered with the following cost-sharing structure:

  • Coinsurance: 30%
  • Subject to Deductible: Yes (You must meet your plan’s deductible before coinsurance applies.)

This means you are responsible for 100% of the cost until your deductible is met. After that, you will pay 30% of the allowed amount, and the plan will cover the remaining 70%. The coinsurance will count toward your out-of-pocket expense limit.

Click the link below to visit MDLIVE.